Frequently Asked Questions

How do I file a claim?
Madison Mutual has multiple ways to start a claim.
Your agent can start a claim for you, you can call
800-766-MMIC or start a claim on our website.  Once, your claim has been submitted, an adjuster will be in contact within 24 hours.
How do I file a glass claim?
To file a glass claim you can contact our third-party vendor who is available24/7 every day of the year to help assist you. To reach Gerber National Claims Services, please call their toll-free number at 1-800-766-6642.
How do I file an Emergency Roadside Claim?
To file a roadside claim you can contact our third-party vendor who is available 24/7, to help assist you in filing your claim. To reach Gerber National Claims Services, please call their toll-free number at 1-800-766-6642.
What is a deductible and when does it apply?
Your deductible is the amount that you owe to an auto repair company or contractor. Any amount that is more than your deductible amount would be left for Madison Mutual to pay in relation to the claim submitted. Your deductible will apply when you have completed any repairs considered necessary.
How do I make changes to my Madison Mutual policy?
We recommend you reach out directly to your agent for any changes you need to make to your policy. In the event you are unable to reach your agent, you can reach MMIC through 800-766-MMIC or through Contact Us on our website.
How do I make a payment on my Madison Mutual policy?
Making a payment is easy! You can make a payment directly with your agent, mail your payment, log-in to your account and make a payment online, or give us a call at 800-766-MMIC.
What should I do if I am having difficulty creating a password for my account with Madison Mutual?
If you are having issues when creating a password to protect your account, remember that this password requires specific requirements to ensure your personal information stays personal. When creating your password, please include the following:
·  12 Characters
·   At least one UPPER case letter
·   At least one LOWER case letter
·   At least one number
·   At least one symbol (!@#$)  
I am having difficulty logging into my account, what can I do?
If you are unable to access your account and are not able to sign in, try following these steps:
·    Ensure that you are putting in the right username and/or password
·    If you have saved the password and use a password manager, try typing in your username and password rather than applying it prefilled
·    Avoid clicking copy and paste when putting in your password or username. Manually type your password and username in to ensure a more successful process.
My page will not load when I when I try to access the website. What can I do?
To file a roadside claim with us, you can contact our third-party vendor who is available 24/7, to help assist you in filing your claim. To reach Gerber National Claims Services, please call their toll-free number at 1-800-766-6642.
What is a deductible and when does it apply?
If you are experiencing problems when trying to access the Madison Mutual website, please follow these steps
·    Firstly, confirm that your Internet connection is working properly. You can do this by attempting to access another website and see if you are allowed entry there. ·     Secondly, you can attempt to access the Madison Mutual website through another browser (Edge, Chrome, Firefox, Safari, Opera, etc.)
·     You can also try accessing our website from another device like your laptop or other mobile device
·      If issues still persist, you can try clearing your browser cookies by going onto your device and clicking the three dots next to the browser. While it is generally different from each device, you can usually find the three dots on the right-hand side of your browser and then open your settings. From here, you will look for Cookies and Site permissions.
How can I receive a quote from Madison Mutual?
You can search for an agent close to you by using our Find an Agent tool on our website. Once, you locate an agent, you can reach out to the agency directly for your Madison Mutual quote.
What types of discounts does Madison Mutual have to offer customers?
At Madison Mutual, we are proud to offer our customers discounts that reflect the appreciation we have for them and their choice to prioritize road safety. From good grades to just continuing to insure with us, we are happy to help get you the deal you deserve!
A.     Safe Drive Discount
B.     Anti-Theft Device Discount
C.     Multi-Policy Discount
D.     Work From Home Discount
E.      Good Student Discount
F.      Multicar Discount
G.     Loyalty Discount

For additional information, you can reach out to your agent directly, send us a message through the Contact Us portion of our site, or give us a call at
800-766-MMIC.