Your Home and Climate Change: How to Prepare

Extreme weather is on the rise! Which means your home and vehicles might not be getting the tender love and care they need to weather the storms ahead. The climate change of recent decades has led to more extreme storms, freezing rain, strong winds, added snowfall and extra hot summers.

If you haven’t taken into account climate change while planning maintenance for your home and vehicle, here are some ideas to consider when it comes to repairs.


If you’re shopping for a new roof, look at roofing materials that will protect your home against a wide variety of disasters. With the average roof lasting around 20 years, and most experts forecasting even more extreme weather to come, it’s always better to be safe than sorry. Make sure to cover all the bases when it comes to roof repairs and maintenance.


Sealing your home with proper insulation and caulking can save up to 20% on heating and cooling costs. Each year take a close look around your house to find (and reduce) any air leaks or drafts. If your attic isn’t insulated, it’s time to invest in blocking out the heat and cold. Not only will an insulated attic reduce heating and cooling costs, it will also prepare your home for the more extreme weather that’s likely to come.


Even small climate changes, like extended flood zones, can lead to plumbing failure. Water and air temperature changes will result in pipe bursts. Make sure your pipes can withstand colder weather and flooding. Have a plumber come to your home to conduct a water audit, and also replace any leaky toilets, wasteful faucets or outdated irrigation equipment.

You can also install Roost Smart products, like the Roost Smart Water Leak and Freeze Detector. This smart sensor will detect water leaks and freezing pipes before they cause damage in your home. Ask your agent for more information on the smart products that come free with any new homeowners policy.

Doors and Windows

Humidity, heat and cold will change the size and shape of door and window frames. As wooden frames age and dry out, they will react more to weather changes. Make sure you make sure all window and doorframes fit correctly. If you have doors or windows that are outdated, have an expert install energy-efficient replacements. Small changes that make your home more energy efficient will go a long way to combat extreme weather.


It’s always less expensive to keep your car systems maintained instead of waiting for something to break. When was the last time you had your car’s cooling and heating system inspected for leaks? As weather patterns turn more extreme, we’ll rely on these systems more than ever. Make sure to change your antifreeze according to your manufacturer’s recommendations, inspect hoses, and replace or check the radiator cap, to maintain proper pressure.

Stay Informed

Knowledge is power. Keep up to date on weather and climate changes in your region; so you can always be prepared.

Also, consider reviewing your home and auto insurance policies to make sure you’re covered for all extreme weather disasters. Please give us a call at 800-766-MMIC, or contact your agent today.