Heading to College? Why Renters Insurance Should Be on Your To-Do List

Attending college is such an exciting time in a young person’s life. College opens the doorway to new possibilities and to finding your true passions in life. You learn a lot, meet a lot of great people (who usually wind up becoming your life-long friends), and you partake in a lot of great college activities.

But can you imagine coming home to your apartment one day from class or from writing your midterm paper in the library to see flashing lights from police cars and fire trucks?

Theft and disaster don’t obey any laws of time – they can occur at any moment. It’s important for you to be prepared before disaster strikes, and the perfect way for you to do that is by investing in renters insurance.

For those of you not in the know, renters insurance is quite similar to home insurance but for those who rent homes or apartments. It can protect you in from disasters such as theft, fire, water damage, and other unforeseen happenings. It will usually provide coverage up to the limits you select for your personal property and liability and any damage that can occur to your home.

So WHY do you need renters insurance? If you rent your property and not live on-campus in a building provided to you by your college or university, you should take note of these great advantages that renters insurance can provide you!

Your possessions will be protected from damage or theft – One of the best things about renters insurance is that if your possessions are stolen or are damaged in a disaster like a fire, they will be covered by renters insurance!

Incidents that occur in your apartment will be covered – Whether the potholder you accidentally dropped into the lit oven catches on fire or your friend accidentally falls down your stairs and gets badly hurt, renters insurance can cover many accidents that occurs in your rented property.

Stolen or damaged items can be replaced – You know that Xbox and all those video games of yours that just got stolen from your apartment or your wardrobe that got devoured in that fire? If you have renters insurance, you can get your stolen or damaged items replaced for brand new or similar items! That right there can save you thousands and thousands of dollars and also time spent frustratingly searching for replacements.

Interested in renters insurance? Stop by to see us or call at 1-800-766-MMIC or even visit us online at www.madisonmutual.com for more information! We can sit down with you and figure out the best plan for you and help spell out everything between the lines.  We are here to serve you!