Important documents – we need them, but we can’t always figure out where the best place to store them might be. Folders can get lost in the shuffle, and storing papers away in boxes in the far recesses of the closet isn’t just a pain to dig out but also unsafe in the event of a fire. So what can you do?
When figuring out where to store your documents like your birth certificates, social security card, or even the deed to the house, try these 4 locations!
Safe-Deposit Box – A good place to start when it comes to storing your important original documents is a bank safe-deposit box. Keep copies in your home if you need to refer to them and consider giving an additional copy (and a key to the box) to a trusted friend or relative.
Fireproof Safe – If you feel more comfortable keeping everything at your home, buy a fireproof safe. It doesn’t have to be large or expensive – even a small one that fits under your bed will work great! Just make sure that your safe has at least a one-hour fire rating so that, in the event of a fire, your documents will be safer for a longer amount of time.
Accordion Folder – A cheaper yet still effective method of protecting your documents is by storing them in a simple accordion folder. You can then store this folder in your file cabinets. Place your documents in a brightly colored accordion folder so you can locate it quickly and grab it all in case of an emergency.
Somewhere Dry – When looking for the perfect location to store your documents, make sure that you choose somewhere that’s totally dry and not prone to any sort of flooding. If you live near the coast or have any floods happen during heavy bouts of rain, for example, you’ll want to steer clear of the basement. Instead, store your documents in one of the above devices upstairs or even in your attic!
Once you’ve stored your important documents in a safe location, make sure that someone who is very close to you knows where they’re located, just in case you’re unable to access them when you really need them. That way you’re covered regardless!
We hope that this list will be helpful to you! If you ever need any help with other important factors in your life like your insurance policies (hey, those are important documents, too!), come talk to us at Madison Mutual Insurance Company or call your agent at 1-800-766-MMIC!