New Year's Resolutions

5 Smart Resolutions You Should Consider Making for a Safer New Year

It’s that time of year again! That’s right; it’s time to reflect on 2016 and begin making resolutions for a better year ahead. Whether you’re striving to lose weight, get fit, learn something new, or spend more time with those you care about, having goals to work toward is always smart. Here are 5 great ideas to consider adding to your New Year’s resolutions:

Save More Money – Tidying up your budget to help save a little extra money here and there can help build up funds for things like a new home, a fun family vacation, or a larger retirement fund. You can help save a little more money at home by taking a few extra precautions. Make sure that your home is properly weather-stripped to keep the warm air inside. Also, consider turning the thermostat down a degree or two and turning off lights and devices that you aren’t using – it can help you save more money than you realize! Finally, talk to your insurance agent to see if you qualify for any discounts on any of your insurance policies.

Make a Home Inventory – Maybe you received some nice gifts for the holidays. Perhaps you have a collection of jewelry, electronics, or other valuables already in your home. If so, make this the year that you take an inventory of your belongings. Go through your home and take photos or make a physical list of your valuables. You will want this on hand in case you ever need to file a homeowner’s insurance claim. It will help you figure out exactly what is damaged, lost, or stolen should a disaster occur.

Become a Safer Driver – Resolving to be safer behind the wheel is a win-win situation for both you and the other drivers on the road. Stay focused on your driving at all times – put your smart phone out of arm’s reach, and never drive while drowsy or impaired. Make sure to obey the speed limits, use your turn signals, and give plenty of space between your car and the person in front of you. You’ll find that your driving experiences will become more enjoyable when you take these steps!

Protect Your Identity – Identity thieves are constantly coming up with more ways to snatch your social security number, credit card numbers, and any other important personal information. Prevent identify theft by keeping your information to yourself and shredding any important documents that you need to throw away. Also, never give your social security number or credit card numbers over the phone, and keep a close watch on your bank accounts. If you notice any unauthorized activity, be sure to call your bank right away! Keep in mind that Madison Mutual homeowner’s policies include identity theft protection at no additional charge.

Review Your Insurance Policies – Want to protect your financial livelihood? It’s always a good idea to check your insurance policies to see if they’re up-to-date. Consider making an appointment with your Madison Mutual insurance agent early next year to discuss your coverages. You may be able to save money by bundling your auto and homeowner insurance policies or by increasing your deductibles.

We hope that you have a happy and safe New Year! Don’t forget to call your insurance agent at Madison Mutual to discuss your policies at 1-800-766-MMIC. Learn more about us by visiting us at www.madisonmutual.com!