towing a car on the highway

6 Things We Love About Madison Mutual

It’s true – you can get your insurance from any old insurance provider. But why should you when Madison Mutual is here to tend to your needs? After all, there’s plenty to love about our services and our company!

Here are 6 things that will send you head-over-heels for us!

We Protect Your Identity – When someone compromises your identity, to whom do you turn? The answer: Madison Mutual. Our homeowners policy includes protection from identify theft, keeping you safe from anyone who would try to steal your identity.

Our Direct Repair Program Is All the Rage – Getting in an accident is a stressful event. Our Direct Repair Program offers you peace of mind! The process is fast and efficient as we work directly with shops in our Direct Repair Program. These shops are contracted with Madison Mutual to guarantee quality repairs to your vehicle.

You Can Find an Agent Near You Quickly – Whether you’ve experienced a home invasion, an accident on the road, or simply want to make sure that your policy is up to speed, finding a Madison Mutual insurance agent has never been easier! Just visit our website at and click “Find an Agent.” Enter in your address, select a mile radius, and find the closest agent to you, along with pertinent contact information. It’s that simple!

We’ll Protect You on the Road, 24/7 – With our optional Emergency Towing and Road Service coverage, if you ever find yourself stranded on the side of the road, you will never have to worry about whom to call! Our emergency towing and road service helps provide peace of mind 24/7 should your vehicle become disabled or harmed. We will pay up to your limit for reasonable expenses including towing to the nearest facility, mechanical labor up to one hour, key lock-out service, and much more!

Our Discounts Are Fantastic – We are firm believers that you should be rewarded for good behavior and actions. That’s why we make it a point to offer you some of the best deals you can find! From multi-car, multi-policy, and safe driver discounts to discounts for good grades, loyalty, and more, we’ve got you covered.

We’ve Been Providing Superior Service for Nearly a Century – That’s right, ever since we opened our doors in January 1920, we have been dedicated to providing outstanding personal lines of insurance products to our wonderful policyholders at a competitive price. We are committed to providing you with the best insurance and the most fantastic service possible. You won’t find any better than Madison Mutual!

Don’t miss out on having the best insurance policies around! Learn more about what we can do for you by calling 1-800-766-MMIC or by visiting us online at

closeup of a credit card's numbers

Got a Chip Card? You’ll Have to Wait 3 More Years to Use It at the Pump

If you have recently received a chip card to use as payment for your purchases, then you’ve probably been itching to use it in the new payment terminals. Although many stores have upgraded or are on their way to upgrading their machines, there’s one big merchant that is won’t be seeing any updates for a while – gas stations.

According to IDT911, Visa and Mastercard have recently granted gas stations 3 more years to convert their payment card readers from magnetic stripe terminals to chip card readers. Gas stations have already had a grace period of 2 additional years after last year’s 2015 deadline; however, they are receiving another 3 years to install chip readers in their gas pumps.

Why the extension? It will be a costly endeavor to gas stations nationwide. In order to upgrade their pumps, gas stations will typically need to break concrete, which isn’t cheap. Additionally, replacements can cost $30,000 as opposed to the $1,000 or so it had cost other retailers to upgrade their point of sales terminals. As of now, there is a shortage of smart chip card pumps as well, and complicated infrastructure and specialized technology is required in order for fuel pumps to be replaced successfully.

But don’t worry! There has been a lot of progress made with EMV migration in the United States. Right now, more than 1.7 million merchants are now accepting chip cards, and 388 million Visa chip cards have been issued in our nation alone. According to IDT911, we are already witnessing a 43% reduction of counterfeit fraud at chip-enabled merchants, meaning that countless people’s finances are becoming more secure.

Even though a big change to our money system is being made, it’s still important to take steps to protect your money, especially when you go to make your purchases. After all, as long as there are any magnetic stripe payments being accepted, there will always be vulnerability. Protect your PIN code by covering it up when you make purchases on the readers at the store. Never give out any sensitive data to anyone, especially over the phone. And, of course, never make any purchases with your credit card on a public computer.

We hope that you never experience identify theft, but if you do, be sure to call your agent at Madison Mutual. Our homeowners policy offers identification theft protection in the event that your identity is stolen! Learn more by calling us today at 1-800-766-MMIC or visit us online at