10 Essentials to Store in Your Glove Compartment

The glove compartment (also known as the glove box) was originally designed to store driving gloves – hence the name. Gloves were considered necessary equipment in early cars since many did not have a hard top. The gloves would prevent the cooling effect of fast-moving air from numbing the driver’s hands.

Now we have sturdier roofs on our vehicles, and the glove compartment is a well-sized and easy-to-access place that can be used to store driving essentials. But what exactly should you keep in that handy little box?

Here’s what you should consider keeping in your glove compartment!

Important Documents – Keep all of your important documents such as proof of insurance, automotive registration, and a copy of your driver’s license in a plastic bag or held together by a paper clip.

ICE Card with Vital Information – It’s a smart idea to keep an “In Case of Emergency” (ICE) card with important information about you and your family members in your glove box. Be sure to list emergency contacts, physicians, any medications used or allergies for you and your family on the card. This is great to have in case you’re involved in an accident and can’t communicate these important facts yourself.

Owner’s Manual – Many manuals come in combo packs with stereo and navigation instructions, optional warranties, and more. In order to have room for other essentials, most experts recommend storing only the main manual in your glove compartment so that way you’ll have vital information about your car’s engine and more at hand when you need it.

Tire Pressure Gauge – This is a small and useful tool to have on hand in the event that your tires have low air pressure.

Flashlight – You don’t have to have a big flashlight; there are dozens of small – sometimes even flat – LED flashlights out there. They not only take up very little space, but they also emit a lot of bright light.

Fuses – Stock your glove compartment with a few backup fuses, which can be picked up at a hardware store for a few dollars. Replacing the fuse for lights or windows is fairly simple, especially if you have the right tools on hand.

Phone Charger – A cellphone is one of the most important items you should have with you in a car in the event of an emergency, but it will only be helpful if it has power. Keep a charger around in case your battery is running low.

First Aid Kit – Invest in a small kit from your local drugstore. Add important over-the-counter medications such as aspirin, anti-nausea medicine, and allergy pills for you and your family members.

Pen and Paper – If you’re ever involved in an accident and need to exchange information, you will need something to write on and with. Keep a pad of paper and a working pen in your glove compartment, just in case!

Travel Wipes, Tissues, and Hand Sanitizer – You might not think this should really be included in your glove compartment, but it’s always nice to wipe your hands clean after touching a gasoline hose or before going into a restaurant to eat!

We at Madison Mutual always do our best to look out for you because we know that anything can happen! If you have any questions in regards to your car or auto insurance, be sure to call the experts at Madison Mutual at 1-800-766-MMIC or check us out online at www.madisonmutual.com!

5 Common Storm Damage Repairs You Need to Know About

We know that in the event of a storm, anything can happen. The storm clouds might roll silently past you, or it could bring your world crashing down in an instant. When disaster strikes, you need to know what to do and whom to call. That’s why we’ve outlined 5 of the top storm damage repairs that occur for homeowners.

Read about these common repairs below!

Some of Your Shingles Are Missing – It’s not terribly uncommon for shingles to go missing after a mean storm has ravaged an area. If you find some shingles missing on your roof, you may patch or tarp the roof so that the interior of your home is protected. If you don’t know how to or are unable to, ask a professional to do the work for you.

Your Home’s Interior Has Water Damage – Let’s say the shingles’ absence caused your home’s interior to retain water damage. Step 1 – don’t panic. Step 2 – you need to clean up the water or have the water professionally cleaned in order to prevent further damage. Try to contact a professional immediately, if you can.

There’s Damage to Your Windows, Doors, or Walls – If you find that a limb crashed your window, a tree fell on your roof and crushed your wall, or any other similar sort of damage occurred to your property, do all that you can then and there to cover all of the openings to prevent further damage from happening. You’ll want to protect your home against the elements as much as possible until repairs have been made.

You Have a Plumbing Leak or Damaged Water Lines – If you happen to suffer a loss from your water lines or find that you have plumbing leaks due to storm damage, please shut off the water source first! Next, take the proper steps to clean up the water or call a professional to help you avoid further damage.

A Tree Limb Fell Across Your Power Line – In the event that a tree limb happens to fall across a power line of yours and causes an interruption of electricity, especially during the winter months, please be sure to substitute your power with a generator so you can keep your home warm and the pipes from freezing. If your pipes look like they might freeze, you may take steps to winterize your plumbing to prevent serious damage.

Most emergency or temporary repairs take a common sense approach. If you’re not sure what to do in the event that storm damage has taken place, your agent will always be happy to help you! You can also call us at Madison Mutual at 1-800-766-MMIC or visit us online at www.madisonmutual.com to help with any questions you might have.

April Showers Bring Road Hazards

If we’re to believe the old adage “April showers bring May flowers,” we’re going to have a ton of flowers this May! The Farmer’s Almanac says we are in for an exceptionally wet spring this year, and so far that appears to be true.

While all this rain makes for a greener yard, it can also create hazardous driving situations. If you find yourself on a flooded road or in a flash flood warning, keep the following safety tips in mind:

  • Never try to cross a flooded road, especially since the road could be washed away beneath the water’s surface. Find an alternate route.
  • Just 6 inches of water can cause loss of control and potentially cause a car to stall.
  • A foot of water can float a car.
  • Two feet of water can carry a car away, including SUVs and trucks.
  • If your car stalls in the floodwaters, immediately abandon the car and get to higher ground.

If you must cross a road with standing water:

  • Drive slowly.
  • Drive in the middle of the road where water is typically shallower.
  • Look for any debris that might be floating downstream toward you to avoid becoming trapped.
  • Watch for downed power lines in the area.
  • As always, it is best to turn around and find an alternate route.

Floodwater can cause extensive damage to your vehicle. If you suspect your vehicle has received damage, have a mechanic service your vehicle before driving it again. Remember that we’re here for you as well – make sure to contact us at 1-800-766-MMIC, visit us online at www.madisonmutual.com, or feel free to stop by our office!

5 Awesome Ways to Celebrate the Return of Baseball!

Hey, baseball fans! It’s the most wonderful time of the year. That’s right, baseball is back once again! It’s time to get your baseball gear together and break out your team’s colors as the 2014 season gets in full swing.

Not sure what to do about the new season’s arrival? We have 5 great ways for you to celebrate and show your enthusiasm for the 2014 season! Check them out below.

Host a Tailgate Party – Tailgating isn’t just reserved for football. Call your closest friends or family members and start getting pumped for your favorite baseball team! Fire up the grill to cook up some hot dogs and hamburgers, break out the nachos and cheese, and make or buy some cupcakes decorated in your team’s colors. Top it all off with some streamers and balloons!

Watch It on the Big Screen – Technology is wonderful, isn’t it? Check out a game on the big screen whenever you’re able, or if you can’t catch the game, just DVR it! You can also take advantage of MLBtv.com; with a subscription, you can see any game you want at any time you want during the season. Make it extra fun by watching the game with your friends!

Play Ball – Spring can bring some truly beautiful weather! Take the opportunity to channel your favorite pitcher, grab your glove, and get outside to play some ball! You can toss a ball back and forth in a casual one-on-one game or choose to form two teams and play a huge game ala The Sandlot. Whatever you do, have fun with it!

Sport the Team Colors – One of the easiest ways you can celebrate baseball is by simply dressing up! Wear the colors of your favorite team wherever you might be going. Bonus points if you sport a jersey and cap!

Go to a Game – There’s nothing quite like going to see a real live baseball game. If you’re able to, score some tickets to a game sometime during the season and bring your friends with you! It’s the perfect way to make a great memory, win or lose. Don’t forget to bring a camera and your team spirit with you!

While having a good time and making great memories is definitely important, keep in mind that anything can happen on the road or in your home. Give yourself peace of mind with the help of Madison Mutual! Call us at 1-800-766-MMIC or visit us online at www.madisonmutual.com to learn more. Until then, enjoy the 2014 season!